Entering the wrong IFSC code during a bank transfer can create confusion, delay or transaction failure. IFSC code helps identify the bank branch for electronic fund transfers, so users should always verify it before adding a beneficiary or sending money.
A wrong IFSC code may cause transfer failure, delay or mismatch in bank branch details. If the IFSC code is wrong, the result may depend on the bank, transfer method, account number, beneficiary validation and transaction status. In many cases, the transfer may fail or get reversed, but users should not assume that every case will be the same.
In this guide, you will understand what may happen if you enter wrong IFSC code, whether money can be debited, what to do after a failed transfer, how to verify IFSC code and how to avoid mistakes before NEFT, RTGS or IMPS transfer.
Why IFSC Code is Important IFSC code is used to identify a bank branch in electronic fund transfer systems. It helps route payment instructions to the correct bank and branch.
The Reserve Bank of India explains IFSC as an alpha-numeric code that uniquely identifies a bank branch participating in the NEFT system. It is used by the NEFT system to identify originating and destination banks or branches and route messages appropriately. RBI NEFT FAQs
Because IFSC code is connected with branch identification, entering it incorrectly may create transfer problems. Users should check IFSC code along with bank name, branch, state, district and account number before confirming a payment.
What Happens If You Enter Wrong IFSC Code? If you enter wrong IFSC code, one of several things may happen depending on the bank and transaction method.
Situation Possible Result IFSC code format is invalid Bank app may reject it immediately IFSC belongs to another branch of same bank Bank may show different branch details or reject/mismatch the beneficiary IFSC belongs to another bank Bank name may not match beneficiary details Account number does not match bank details Transfer may fail or get returned Old IFSC code is used Transfer may fail, delay or need updated details Beneficiary validation detects mismatch Beneficiary addition or transfer may not proceed
In many cases, banking systems try to validate IFSC and account details before processing. Still, users should not depend only on automatic validation. Manual checking is important.
Wrong IFSC Code While Adding Beneficiary If you enter wrong IFSC code while adding a beneficiary, the bank app or net banking portal may show wrong bank branch details or reject the beneficiary addition.
Common issues during beneficiary addition include:
Bank name does not match Branch name looks incorrect IFSC code is not accepted Beneficiary details fail validation Account number and branch details do not match Beneficiary gets added with wrong branch information Before saving a beneficiary, check the branch details shown by the bank app. If the bank name or branch looks different, do not continue without confirmation.
Can Money Be Debited with Wrong IFSC Code? In some cases, money may be debited first and later returned if the transfer fails. In other cases, the transaction may be rejected before debit. The exact result depends on the bank, payment method and validation process.
If money is debited and the beneficiary does not receive it, do not panic. Save the transaction reference number and check the final transaction status in your bank app or net banking account.
If the status shows failed, reversed or pending for a long time, contact your bank with the transaction reference number.
Will the Transaction Fail? A wrong IFSC code may cause transaction failure, but the final result depends on multiple details. Banks may check IFSC format, bank branch, beneficiary account number and other transaction data.
The transaction may fail if:
The IFSC code is invalid The IFSC code does not match the beneficiary bank The account number is incorrect The beneficiary branch is inactive or updated The bank detects mismatch in beneficiary details The transfer system cannot route the transaction correctly If the transfer fails, the amount is usually handled by the bank as per its transaction reversal process. Users should check status and contact the bank if needed.
How Long Can Refund Take? Refund or reversal time may vary depending on the bank, transaction method, failure reason and settlement process. Some failed transactions may reverse automatically, while others may require bank support.
Users should check the transaction status first. If the transaction remains pending, failed without refund, or unclear for longer than expected, contact the bank’s customer support or branch with the transaction reference number.
Do not delete SMS, email or app notifications related to the transaction. These details may help while raising a complaint.
Wrong Bank or Branch Shown Sometimes users enter an IFSC code and the banking app shows a different bank branch than expected. This is a warning sign. Do not ignore it.
If the bank or branch shown is different:
Stop the transaction Confirm IFSC code with the beneficiary Check branch name and address again Verify whether the bank has merged or branch has changed Use updated beneficiary details only after confirmation A bank merger, branch closure or old saved details can also cause confusion. Always verify updated details before sending money.
What Should You Do After Entering Wrong IFSC Code? If you have already entered wrong IFSC code or made a transfer with incorrect details, follow these steps carefully.
Check transaction status in your bank app or net banking. Save the transaction reference number. Do not repeat the transfer immediately with guessed details. Confirm correct account number and IFSC code with the beneficiary. Check whether the amount is debited, pending, failed or reversed. If money is debited and not credited, contact your bank support. Share only transaction reference and required details with official bank support. Do not share OTP, MPIN, password or banking login details with anyone. If the amount is large, visit your bank branch or contact official customer support as soon as possible.
How to Avoid Wrong IFSC Code Mistakes The best way to avoid wrong IFSC code problems is to verify bank branch details before adding a beneficiary or confirming a transfer.
Check IFSC Code Before Transfer Search IFSC code by bank name, state, district and branch. Match the branch details before sending money.
IFSC Code Search
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Bank Lalbaug Co-operative Bank Latur District Central Co-operative Bank Latur Urban Co-operative Bank Latur Laxmi Mahila Nagrik Sahakari Bank Maryadit Laxmi Urban Co-operative Bank Latur Laxmi Vilas Bank Laxmibai Mahila Nagrik Sahakari Bank Maradit LIC Employees Co-operative Bank Liluah Co-operative Bank Lokmangal Co-operative Bank Solapur Loknete Dattaji Patil Sahakari Bank Lokvikas Nagari Sahakari Bank Aurangabad Lonavala Sahakari Bank Lucknow Urban Co-operative Bank Ludhiana Central Co-operative Bank Lunawada Nagarik Sahakari Bank Lunawada Peoples Co-operative Bank M.s.Co-operative Bank Madanapalle Co-operative Town Bank Madheshwari Urban Development Co-operative Bank Madhya Pradesh Rajya Sahakari Bank Maryadit Madhyanchal Gramin Bank Madurai District Central Co-operative Bank Magadh Central Co-operative Bank Mahabhairab Co-operative Urban Bank Mahanagar Co-operative Bank Mahanagar Co-operative Urban Bank Mahanagar Nagrik Sahakari Bank Maryadit Maharaja Co-operative Urban Bank Maharana Pratap Co-operative Urban Bank Maharashtra Gramin Bank Maharashtra State Co-operative Bank Mahatma Fule Urban Co-operative Bank,amravati Mahaveer Co-operative Bank Mahaveer Co-operative Urban Bank Mahendragarh Central Co-operative Bank MAHESH SAHAKARI BANK LTD PUNE Mahesh Sahakari Bank Pune Mahesh Urban Co-operative Bank Mahesh Urban Co-operative Bank Ahmedpur Mahesh Urban Co-operative Bank Solapur Mahesh Urbank Co-operative Bank Parli V. Mahila Co-operative Nagarik Bank,bharuch Mahila Nagrik Sahakari Bank Maryadit Mahasamund Mahila Urban Co-operative Bank Mahoba Urban Co-operative Bank Mahoba Mahudha Nagarik Sahakari Bank Makarpura Industrial Estate Co-operative Bank Malappuram District Co-operative Bank Malda District Central Co-operative Bank Malleshwaram Co-operative Bank Malviya Urban Co-operative Bank Mamasaheb Pawar Satyavijay Co-operative Bank Mandvi Mercantile Co-operative Bank Mandya District Co-operative Central Bank Mangaldai Nagar Samabai Bank Mangalore Catholic Co-operative Bank Mangalore Co-operative Town Bank Manipur Rural Bank Manipur State Co-operative Bank Manipur Womens Co-operative Bank Manjeri Co-operative Urban Bank Manmandir Co-operative Bank Mann Deshi Mahila Sahakari Bank Manorama Co-operative Bank Solapur Mansa Central Co-operative Bank Mansa Nagarik Sahakari Bank Mansarovar Urban Co-operative Bank Mansing Co-operative Bank Manvi Pattana Souharda Sahakari Bank Ni Maratha Co-operative Bank Marketyard Commercial Co-operative Bank Mashreq Bank Mattancherry Mahajanik Co-operative Urban Bank Mattancherry Sarvajanik Co-operative Bank Mayani Urban Co-operative Bank Mayurbhanj Central Co-operative Bank Md Pawar Peoples Co-operative Bank Urun Islampur Meenachil East Urban Co-operative Bank Meghalaya Co-operative Apex Bank Meghalaya Rural Bank Meghraj Nagarik Sahakari Bank Mehmadabad Urban Peoples Co-operative Bank Mehsana District Central Co-operative Bank Mehsana Nagarik Sahakari Bank Mehsana Urban Co-operative Bank Merchants Liberal Co-operative Bank Merchants Souharda Sahakara Bank Niyamitha Merchants Urban Co-operative Bank Midnapore Peoples Co-operative Bank Mizoram Co-operative Apex Bank Mizoram Rural Bank Mizoram Urban Co-operative Development Bank Mizuho Bank Modasa Nagarik Sahakari Bank Model Co-operative Bank Moga Central Co-operative Bank Mogaveera Co-operative Bank Moirang Primary Co-operative Bank Monghyr Jamui Central Co-operative Bank Motihari Central Co-operative Bank MUFG Bank Mugberia Central Co-operative Bank Muktsar Central Co-operative Bank Mumbai District Central Co-operative Bank Municipal Co-operative Bank Murshidabad District Central Co-operative Bank Muslim Co-operative Bank Muzaffarnagar District Co-operative Bank Muzaffarpur Central Co-operative Bank Mysore Chamarajanagar District Co-operative Bank Mysore Silk Cloth Merchants Co-operative Bank Nabadwip Co-operative Credit Bank Nabagram Peoples' Co-operative Credit Bank Nadapuram Co-operative Bank Nadia District Central Co-operative Bank Nadiad Peoples Co-operative Bank Nagaland Rural Bank Nagaland State Co-operative Bank Nagar Sahakari Bank Nagar Sahakari Bank Gorakhpur Nagar Vikas Sahakari Bank Nagarik Sahakari Bank Bhiwandi Nagarik Sahakari Bank Maryadit Durg Nagarik Sahakari Bank Maryadit,jagdalpur Nagaur Central Co-operative Bank Nagaur Urban Co-operative Bank Nagina Urban Co-operative Bank Nagnath Urban Co-operative Bank Hingoli Nagpur Nagarik Sahakari Bank Nagrik Sahakari Bank Nagrik Sahakari Bank Indore Nagrik Sahakari Bank Lucknow Nagrik Sahakari Bank Maryadit Gwalior Nagrik Sahakari Bank, Vidisha Nainital Bank Nainital District Co-operative Bank Nakodar Hindu Urban Co-operative Bank Nalanda Central Co-operative Bank Nalanda Nalbari Urban Co-operative Bank Nalgonda Dist. Co-operative Central Bank Nandani Sahakari Bank Nanded District Central Co-operative Bank Nanded Merchants Co-operative Bank Nanded Nandura Urban Co-operative Bank Nandura Narmada Jhabua Gramin Bank Naroda Nagrik Co-operative Bank Nashik District Girna Sahakari Bank Nashik District Industrial & Mercantile Co-operative Bank Nashik Zila Mahila Vikas Sahakari Bank Nashik Zilha Sarkari & Parishad Karmachari Sb Nmt Nasik District Central Co-operative Bank Nasik Merchants Co-operative Bank Nasik Road Deolali Vyapari Sahakari Bank Nasik Zila Mahila Sahakari Bank National Bank for Agriculture and Development National Bank of Abu Dhabi PJSC National Central Co-operative Bank Bettiah National Co-operative Bank National Co-operative Bank Bangalore National Urban Co-operative Bank National Urban Co-operative Bank, Pratapgarh National Urban Co-operative Bank,bahraich Nav Jeevan Co-operative Bank Navabharat Co-operative Urban Bank Naval Dockyard Co-operative Bank Navanagara Urban Co-operative Bank Navi Mumbai Co-operative Bank Navnirman Co-operative Bank Navsarjan Industrial Co-operative Bank Nawada Central Co-operative Bank Nawanagar Co-operative Bank Nawanshahr Central Co-operative Bank Nayagarh District Central Co-operative Bank Neela Krishna Co-operative Urban Bank Nehrunagar Co-operative Bank New India Co-operative Bank New Urban Co-operative Bank Rampur Neyyattinkara Co-operative Urban Bank Nidhi Co-operative Bank Nilambur Co-operative Urban Bank Nileshwar Co-operative Urban Bank Nilgiris District Central Co-operative Bank Nilkanth Co-operative Bank Nirmal Urban Co-operative Bank Nagpur Nishigandha Sahakari Bank NKGSB Co-operative Bank Noble Co-operative Bank Noida Commercial Co-operative Bak North East Small Finance Bank Northern Railway Multi State Primary Co-operative Bank NSDL Payments Bank NSE Clearing Limited Nutan Nagari Sahakari Bank Ichalkaranji Nutan Nagarik Sahakari Bank Odisha Gramya Bank Odisha State Co-operative Bank Ojhar Merchant's Co-operative Bank Omkar Nagreeya Sahakari Bank Oriental Bank of Commerce Osmanabad District Central Co-operative Bank Osmanabad Janata Sahakari Bank Ottapalam Co-operative Urban Bank P. D. Patilsaheb Sahakari Bank Pachora Peoples Co-operative Bank Padra Nagar Nagrik Sahakari Bank Palakkad District Co-operative Bank Pali Central Co-operative Bank Pali Urban Co-operative Bank Pallavan Grama Bank Palus Sahakari Bank Panchkula Central Co-operative Bank Panchkula Urban Co-operative Bank Lmited Panchmahal District Co-operative Bank Panchsheel Mercantile Co-operative Bank Pandharpur Urban Co-operative Bank Panihati Co-operative Bank Panipat Urban Co-operative Bank Paraspar Sahayak Co-operative Bank Parbhani District Central Co-operative Bank Parshwanath Co-operative Bank Parwanoo Urban Co-operative Bank Paschim Banga Gramin Bank Patan Co-operative Bank Patan Nagarik Sahakari Bank Patan Urban Co-operative Bank Patan Pathanmthitta District Co-operative Bank Patiala Central Co-operative Bank Patliputra Central Co-operative Bank Pavana Sahakari Bank Payangadi Urban Co-operative Bank Paytm Payments Bank Payyoli Co-operative Urban Bank People's Urban Co-operative Bank Peoples' Co-operative Bank Pimpalgaon Merchants Co-operative Bank Pimpri Chinchwad Sahakari Bank Maryadit,pimpri Pithoragarh Zila Sahakari Bank Pochampally Co-operative Urban Bank Pondicherry State Co-operative Bank Poornawadi Nagrik Sahakari Bank Pragathi Krishna Gramin Bank Pragati Co-operative Bank, Thara Pragati Mahila Nagrik Sahakari Bank Bhilai Pragati Sahakari Bank Prakasam District Co-operative Central Bank Pratap Co-operative Bank Prathama UP Gramin Bank Prathamik Shikshak Sahakari Bank Pravara Sahakari Bank Prerana Co-operative Bank Prime Co-operative Bank Priyadarshani Nagari Sahakari Bank Jalna. Proddatur Co-operative Town Bank Progressive Co-operative Bank Progressive Mercantile Co-operative Bank Progressive Urban Co-operative Bank PT Bank Maybank Indonesia TBK Pudukottai District Central Co-operative Bank Puduvai Bharathiar Grama Bank Pune Cantonment Sahakari Bank Pune District Central Co-operative Bank Pune Merchant's Co-operative Bank Pune People's Co-operative Bank Pune Urban Co-operative Bank Punjab & Sind Bank Punjab Gramin Bank Punjab National Bank Punjab State Co-operative Bank Puri Urban Co-operative Bank Purnea District Central Co-operative Bank Purulia Central Co-operative Bank Purvanchal Co-operative Bank Gazipur Purvanchal Gramin Bank Pusad Urban Co-operative Bank Qatar National Bank Quilon Co-operative Urban Bank Rabobank International Radhasoami Urban Co-operative Bank Raichur District Central Co-operative Bank Raigad District Central Co-operative Bank Raigad Sahakari Bank Raiganj Central Co-operative Bank Railway Employees Co-operative Bank Railway Employees Co-operative Banking Society Raipur Urban Mercantile Co-operative Bank Raj Laxmi Mahila Urban Co-operative Bank Jaipur Rajadhani Co-operative Urban Bank Rajajinagar Co-operative Bank Rajapur Urban Co-operative Bank Rajarambapu Sahakari Bank Rajarambapu Sahakari Bank Peth Rajarshi Shahu Govt Servants Co-operative Bank Kolh Rajarshi Shahu Sahakari Bank Rajasthan Marudhara Gramin Bank Rajasthan State Co-operative Bank Rajasthan Urban Co-operative Bank Rajdhani Nagar Sahakari Bank Rajgurunagar Sahakari Bank Rajkot Commercial Co-operative Bank Rajkot Nagarik Sahakari Bank Rajkot Peoples Co-operative Bank Rajlaxmi Urban Co-operative Bank Rajnandgaon District Central Co-operative Bank Rajpipla Nagarik Sahakari Bank Rajputana Mahila Urban Co-operative Bak Rajsamand Urban Co-operative Bank Ramanathapuram District Central Co-operative Bank Rameshwar Co-operative Bank Ramgarhia Co-operative Bank Rampur Zila Sahakari Bank Ramrajya Sahakari Bank Rander Peoples Co-operative Bank Ranga Reddy Co-operative Urban Bank Rani Channamma Mahila Sahakari Bank Raniganj Co-operative Bank Ranilaxmibai Urban Co-operative Bank Ranuj Nagrik Sahakari Bank Ratnagiri District Central Co-operative Bank Ravi Commercial Urban Co-operative Bank RBL Bank Rendal Sahakari Bank Rendal Reserve Bank Employees Co-operative Bank Reserve Bank of India Rewari Central Co-operative Bank Rohika Central Co-operative Bank Madhubani Rohtak Central Co-operative Bank Ropar Central Co-operative Bank Royal Bank of Scotland N.V. S S L S A Kurundwad Urban Bank S.A.S Nagar Central Co-operative Bank Sabarkantha District Central Co-operative Bank Sadguru Gahininath Urban Co-operative Bank Akluj Sadguru Nagrik Sahakari Bank Maryadit Sadhana Sahakari Bank Sadhana Sahakari Bank Pune Sahebrao Deshmukh Co-operative Bank Sahyadri Sahakari Bank Saibaba Nagari Sahakari Bank Salal Sarvodaya Nagarik Sahakari Bank Salem District Central Co-operative Bank Samarth Sahakari Bank Samastipur District Central Co-operative Bank Samata Co-operative Development Bank Samata Sahakari Bank Sambalpur District Co-operative Central Bank Sampada Sahakari Bank Samruddhi Co-operative Bank Sandur Pattana Souharda Sahakari Bank Niyamitha Sangamner Merchants Co-operative Bank Sanghamitra Co-operative Urban Bank Sangli District Central Co-operative Bank Sangli Sahakari Bank Sangli Urban Co-operative Bank Sangrur Central Co-operative Bank Sankheda Nagarik Sahakari Bank Sanmati Sahakari Bank Sanmitra Sahakari Bank Sanmitra Urban Co-operative Bank Sant Sopankaka Sahakari Bank Santragachi Co-operative Bank Saptagiri Grameena Bank Sarakari Naukarara Sahakari Bank Niyamt Vijayapura Sarangpur Co-operative Bank Saraspur Nagarik Co-operative Bank Saraspur Nagrik Co-operative Bank Saraswat Co-operative Bank Saraswati Sahakari Bank Sardar Bhiladwala Pardi People's Co-operative Bank Sardar Vallabhbhai Sahakari Bank Sardarganj Mercantile Co-operative Bank Sardargunj Mercantile Co-operative Bank Patan Sarjeraodada Naik Shirala Sahakari Bank Sarva Haryana Gramin Bank Sarvodaya Co-operative Bank Mumbai Sarvodaya Commerical Co-operative Bank Sarvodaya Nagrik Sahakari Bank Sarvodaya Sahakari Bank Sasaram Bhabhua Central Co-operative Bank Satara District Central Co-operative Bank Satara Sahakari Bank Satara Shakari Bank Sathamba Peoples Co-operative Bank Saurashtra Co-operative Bank Saurashtra Gramin Bank Sawai Madhopur Kendriya Sahakari Bank Sawai Madhopur Urban Co-operative Bank SBER Bank SBM Bank Secunderabad Co-operative Urban Bank Secunderabad Mercantile Co-operative Urban Bank Sehore Nagrik Sahakari Bank Sehore Sevalia Urban Co-operative Bank Shahada Peoples Co-operative Bank Shankar Nagari Sahakari Bank Sharad Nagari Sahakari Bank Sharad Sahakari Bank Shiggaon Urban Co-operative Bank Shihori Nagarik Sahakari Bank Shikshak Sahakari Bank Shillong Co-operative Urban Bank Shimla Urban Co-operative Bank Shimoga Arecanut Mandy Merchants Co-operative Bank Shimoga District Co-operative Central Bank Shinhan Bank Shirpur Peoples Co-operative Bank Shivaji Nagari Sahakari Bank Shivalik Small Finance Bank Shivdaulat Sahakari Bank Shoranur Co-operative Urban Bank Shree Balaji Urban Co-operative Bank Shree Basaveshwar Co-operative Bank Shree Basaveshwar Urban Co-operative Bank Shree Bharat Co-operative Bank Shree Bhavnagar Nagrik Sahakari Bank Shree Botad Mercantile Co-operative Bank Shree Co-operative Bank Shree Dharati Co-operative Bank Shree Kadi Nagarik Sahakari Bank Shree Laxmi Co-operative Bank Shree Mahalaxmi Mercantile Co-operative Bank Shree Mahalaxmi Urban Co-operative Credit Bank Shree Mahavir Sahakari Bank Shree Mahesh Co-operative Bank Nashik Shree Mahuva Nagrik Sahakari Bank Shree Panchganga Nagari Sahakari Bank Shree Parswanath Co-operative Bank Shree Samarth Sahakari Bank Nashik Shree Sharada Sahakari Bank Shree Thyagaraja Co-operative Bank Shree Vardhaman Sahakari Bank Shree Veershaiv Co-operative Bank Shree Warana Sahakari Bank Shreeji Bhatia Co-operative Bank Shri Adinath Co-operative Bank Shri Arihant Co-operative Bank Shri Basaveshwar Sahakari Bank Nyt.bagalkot Shri Bharat Urban Co-operative Bank Jaysingpur Shri Chatrapati Shivaji Sahakari Bank Shri Chhani Nagrik Sahakari Bank Shri Chhatrapati Rajashri Shahu Urban Co-operative Bank Shri D T Patil Co-operative Bank Shri Ganesh Sahakari Bank Shri Kanyaka Nagari Sahakari Bank Shri Mahalaxmi Co-operative Bank Kolhapur Shri Mahavir Urban Co-operative Bank Shri Mahila Sewa Sahakari Bank Shri Rajkot District Co-operative Bank Shri Rukmini Sahakari Bank Shri Veershaiv Co-operative Bank Shri Vijay Mahantesh Co-operative Bank Shri Vinayak Sahakari Bank Shrikrishna Co-operative Bank Shrimant Malojiraje Sahakari Bank Shripatraodada Sahakari Bank Shriram Urban Co-operative Bank Shubhalakshmi Mahila Co-operative Bank Shushruti Souharda Sahakara Bank Niyamita Siddheshwar Urban Co-operative Bank Maryadit Sillod Siddhi Co-operative Bank Sihor Mercantile Co-operative Bank Sihor Nagarik Sahakari Bank Sikar Kendriya Sahakari Bank Sikkim State Co-operative Bank Sind Co-operative Urban Bank Sindhudurg District Central Co-operative Bank Sir M Visvesvaraya Co-operative Bank Sircilla Co-operative Urban Bank Sirohi Central Co-operative Bank Sirsa Central Co-operative Bank Sirsi Urban Sahakari Bank Sitamarhi Central Co-operative Bank Sivagangai District Central Co-operative Bank Siwan Central Co-operative Bank Smriti Nagrik Sahakari Bank Social Co-operative Bank Societe Generale Solapur District Central Co-operative Bank Solapur Janata Sahakari Bank Solapur Siddheshwar Sahakari Bank Solapur Social Urban Co-operative Bank Sonali Bank Sonbhadra Nagar Sahakari Bank Sonepat Central Co-operative Bank Sonepat Urban Co-operative Bank Soubhagya Mahila Souhardha Sahakari Bank South Canara District Central Co-operative Bank South Indian Bank Sree Charan Souhardha Co-operative Bank Sree Narayana Guru Co-operative Bank Sreenidhi Souharda Sahakari Bank Niyamitha Sri Banashankari Mahila Co-operative Bank Sri Basaveshwar Pattana Sahakari Bank Sri Channabasavaswamy Souhardha Pattana Sahak Bank Sri Kannikaparameswari Co-operative Bank Sri Potti Sriramulu Nellore Dccb Sri Sudha Co-operative Bank Sri Vasavamba Co-operative Bank Standard Chartered Bank State Bank of India State Transport Bank Mumbai Central State Transport Co-operative Bank Sterling Urban Co-operative Bank Suco Souharda Sahakari Bank Sudha Co-operative Urban Bank Sulaimani Co-operative Bank Sultan's Bathery Co-operative Urban Bank Sumerpur Mercantile Urban Co-operative Bank Sumitomo Mitsui Banking Corporation Sundargarh District Central Co-operative Bank Sundarlal Sawaji Urban Co-operative Bank Surat District Co-operative Bank Surat Mercantile Co-operative Bank Surat National Co-operative Bank Surat People's Co-operative Bank Surendranagar District Co-operative Bank Suryoday Small Finance Bank Sutex Co-operative Bank Suvarnayug Sahakari Bank SVC Co-operative Bank Syndicate Bank Tamilnad Mercantile Bank Tamilnadu Industrial Co-operative Bank Tamilnadu State Apex Co-operative Bank Tamluk-ghatal Central Co-operative Bank Tapindu Urban Co-operative Bank Tarn Taran Central Co-operative Bank Tasgaon Urban Co-operative Banktasgaon Tehri Garhwal Zila Sahakari Bank TELANGANA GRAMEENA BANK Telangana State Co-operative Apex Bank Textile Co-operative Bank of Surat Textile Manufacturers Co-operative Bank Textile Traders Co-operative Bank Thane Bharat Sahakari Bank Thane District Central Co-operative Bank Thanjavur Central Co-operative Bank THE BURDWAN CENTRAL CO OPERATIVE BANK LTD The Malad Sahakari Bank The Union Co-operative Bank Mahinagar The Vijay Co-operative Bank Thiruvananthapuram District Co-operative Bank Thiruvannamalai District Central Co-operative Bank Thoothukudi District Central Co-operative Bank Thrissur District Co-operative Bank Tiruchirapalli Dist. Cent Co-operative Bank Tirunelveli District Central Co-operative Bank Tirupati Urban Co-operative Bank Tirur Urban Co-operative Bank TJSB Sahakari Bank Town Co-operative Bank Hoskote Transport Co-operative Bank Trichur Urban Co-operative Bank Tripura Gramin Bank Tripura State Co-operative Bank Tumkur District Central Bank Tumkur Grain Merchant's Co-operative Bank Tura Urban Co-operative Bank UCO Bank Udaipur Central Co-operative Bank Udaipur Mahila Samridhi Urban Co-operative Bank Udaipur Mahila Urban Co-operative Bank Udaipur Urban Co-operative Bank Udham Singh Nagar District Co-operative Bank Ujjivan Small Finance Bank Uma Co-operative Bank Umiya Urban Co-operative Bank Umreth Urban Co-operative Bank Una Peoples Co-operative Bank Unava Nagrik Sahakari Bank Union Bank of India Union Co-operative Bank United Bank of India United Co-operative Bank United Mercantile Co-operative Bank United Overseas Bank United Puri Nimapara Central Bank Unity Small finance Bank Limited Universal Co-operative Urban Bank Unjha Nagarik Sahakari Bank Urban Co-operative Bank Bareilly Urban Co-operative Bank Basti Urban Co-operative Bank Budaun Urban Co-operative Bank Dehradun Urban Co-operative Bank Dharangaon Urban Co-operative Bank Mainpuri Urban Co-operative Bank No 1758 Perinthalmanna Urban Co-operative Bank Perinthalmanna Urban Co-operative Bank Rourkela Urban Co-operative Bank Saharanpur Urban Co-operative Bank Siddharthnagar Utkal Grameen Bank Utkarsh Small Finance Bank Uttar Bihar Gramin Bank Uttar Pradesh Co-operative Bank Uttarakhand Gramin Bank Uttarakhand State Co-operative Bank UTTARAKHAND STATE COOPERATIVE BANK LIMITED Uttarbanga Kshetriya Gramin Bank Uttarkashi Zila Sahakari Bank Uttarpara Co-operative Bank Uttrakhand Co-operative Bank Vaidyanath Urban Co-operative Bank Vaijapur Merchants Co-operative Bank Vaish Co-operative Adarsh Bank Vaish Co-operative New Bank Vaishali District Central Co-operative Bank Vaishali Shahari Vikas Co-operative Bank Vaishya Nagari Sahakari Bank Vaishya Sahakari Bank Mumbai Vallabh Vidyanagar Commercial Bank Valmiki Urban Co-operative Bank Valsad District Central Co-operative Bank Varachha Co-operative Bank Vardhaman (mahila) Co-operative Urban Bank Vardhaman Co-operative Bank Vasai Janata Sahakari Bank Vasai Vikas Sahakari Bank Veerashaiva Sahakari Bank Vellore District Central Co-operative Bank Veraval Mercantile Co-operative Bank Veraval Peoples Co-operative Bank Vidarbha Merchants Urban Co-operative Bank Vidharbha Kokan Gramin Bank Vidya Sahakari Bank Vidyanand Co-operative Bank Vidyasagar Central Co-operative Bank Vijay Co-operative Bank Vijay Commercial Co-operative Bank Vijaya Bank Vikas Sahakari Bank Solapur Vikas Souharda Co-operative Bank Vikramaditya Nagrik Sahakari Bank Villupuram District Central Co-operative Bank Vima Kamgar Co-operative Bank Viramgam Mercantile Co-operative Bank Virudhunagar District Central Co-operative Bank Visakhapatnam Co-operative Bank Vishwas Co-operative Bank Vishweshwar Sahakari Bank Vita Merchants Co-operative Bank Vita Urban Co-operative Bank Vivekanand Nagrik Sahakari Bank Mydt Vyapari Sahakari Bank Maryadit Solapur Vyaparik Audhyogik Sahakari Bank Vyavsayak Sahakari Bank Waghodia Urban Co-operative Bank Wai Urban Co-operative Bank Wana Nagirik Sahakari Bank Warangal District Co-operative Central Bank Warangal Urban Co-operative Bank Wardha Nagri Bank Wardha Zilla Parishad Emp Urban Co-operative Bank Wardhaman Urban Co-operative Bank Nagpur Washim Urban Co-operative Bank. Wayanad District Co-operative Bank West Bengal State Co-operative Bank Women's Co-operative Bank Woori Bank Yadagiri Lakshmi Narsimha Swamy Co-operative Urban Bank Yamuna Nagar Central Co-operative Bank Yashwant Co-operative Bank Yavatmal District Central Co-operative Bank Yavatmal Mahila Sahakari Bank Yavatmal Urban Co-operative Bank Yes Bank Yeshwant Nagari Sahakari Bank Zila Sahakari Bank Bareilly Zila Sahakari Bank Bijnor Zila Sahakari Bank Bulandshahar Zila Sahakari Bank Garhwal Kotdwar Zila Sahakari Bank Ghaziabad Zila Sahakari Bank Gorakhpur Zila Sahakari Bank Haridwar Zila Sahakari Bank Jhansi Zila Sahakari Bank Kanpur Zila Sahakari Bank Lakhimpur Kheri Zila Sahakari Bank Lalitpur Zila Sahakari Bank Lucknow Zila Sahakari Bank Mathura Zila Sahakari Bank Mau Zila Sahakari Bank Meerut Zila Sahakari Bank Mirzapur Zila Sahakari Bank Moradabad Zila Sahakari Bank Unnao Zoroastrian Co-operative Bank
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Useful checks:
Check IFSC code format carefully Match bank name with beneficiary bank Match branch name and address Confirm account number directly with receiver Do not use old screenshots without verification Check saved beneficiary details before large transfer Send a small test amount if needed You can also read: How to Verify IFSC Code Before Money Transfer , Can IFSC Code Change? and What Details Are Required for Bank Transfer in India? .
Safe Transfer Checklist Before confirming any NEFT, RTGS or IMPS transfer, review the final confirmation screen carefully.
Check Done Beneficiary name checked Yes Account number verified Yes IFSC code verified Yes Bank name matched Yes Branch details checked Yes Transfer amount checked Yes Charges checked if shown Yes OTP/PIN not shared Yes
Never share OTP, PIN, password or banking login details. Use only official bank apps and secure net banking websites for transfers.
How IFSCODE.IN Helps IFSCODE.IN helps users search IFSC codes, MICR codes and bank branch details across India. Users can search by bank name, state, district and branch, or use direct IFSC and MICR lookup pages.
Related guides: What is IFSC Code? , How to Add Beneficiary for NEFT, RTGS and IMPS Transfer and NEFT vs IMPS .
Note: IFSCODE.IN is an independent informational platform. Transaction status, refund time, beneficiary validation and bank transfer rules may vary by bank. Users should contact their bank for transaction-specific issues and verify important banking details before making any transfer.
Frequently Asked Questions What happens if I enter wrong IFSC code? If you enter wrong IFSC code, the transaction may fail, get delayed, show branch mismatch or be returned depending on bank validation and transfer method.
Can money be debited with wrong IFSC code? In some cases, money may be debited first and later reversed if the transaction fails. In other cases, the bank may reject the transaction before debit.
Will money go to wrong account if IFSC code is wrong? The result depends on account number, IFSC code, bank validation and transaction processing. Users should contact their bank immediately if they entered wrong details and money was debited.
What should I do if I entered wrong IFSC code? Check transaction status, save the transaction reference number, verify correct beneficiary details and contact your bank if money is debited or the transaction remains pending.
Can wrong IFSC code cause NEFT failure? Yes, wrong IFSC code may cause NEFT failure, delay or mismatch in bank branch details. Users should verify IFSC before NEFT transfer.
Can wrong IFSC code affect RTGS transfer? Yes, wrong IFSC code can affect RTGS transfer because IFSC helps identify the beneficiary bank branch. Always verify details before high-value transfer.
How can I avoid wrong IFSC code mistake? Verify IFSC code, bank name, branch name, account number and beneficiary details before adding a beneficiary or confirming a transfer.
Can old IFSC code create transfer problems? Yes, old IFSC code may create issues if the bank branch details have changed due to merger, relocation, closure or internal update.
Should I send a test amount first? For a new beneficiary or important transfer, sending a small test amount may help confirm that the details are correct before sending a larger amount.
Is IFSCODE.IN an official banking website? No, IFSCODE.IN is an independent informational platform. Users should verify important banking details directly with the respective bank.
